Colorado Auto Insurance

Above All Insurance Group represents multiple carriers to find the price and coverage that is right for you.

Below are brief explanations of some of the things that your auto policy may offer, however, we recommend that you contact us for a quote and detailed review of your policy.

Colorado Auto Insurance Quality Auto Insurance

  • Bodily Injury Liability: Provides coverage if you cause injury or death to someone else.
  • Property Damage Liability: Provides coverage if you cause damage to another person's vehicle or property.
  • Personal Injury Protection (PIP): Colorado's "no-fault" law requires $ 10,000 coverage minimum, which may apply to medical expense, loss of wages and death benefit, in case of an accident involving your automobile, regardless of who caused the accident. This also protects you as a pedestrian as well. The standard coverage provides 80% of your medical expenses and 60% of your lost wages.
  • Uninsured Motorist Coverage: If you or a passenger is injured in an accident, this coverage will pay for medical bills and related injuries, if the driver who hit you is not insured for Bodily Injury Liability.
  • Underinsured Motorist Coverage: If you or a passenger is injured in an accident, this coverage will pay for medical bills and related injuries, if the driver who hit you does not have sufficient Bodily Injury Liability Coverage.
  • Comprehensive: Provides coverage for damages to your vehicle that was caused by something other than collision including theft, vandalism, impact with birds or animals, explosion, fire, flood, windstorm and glass breakage. A broad range of deductibles can be selected for this coverage, the higher the deductible, the lower the premium. This coverage is not required by law but is generally required by your lender if you have an outstanding loan on the vehicle.
  • Collision: Provides coverage for damage to your vehicle caused by collision with another vehicle or object. A broad range of deductibles can be selected for this coverage, the higher the deductible, the lower the premium. This coverage is not required by law but is generally required by your lender if you have an outstanding loan on the vehicle.